2004 Cobalt 240SD

$24,999

Used

Boat in Wayzata, MN 55391 US

builtBuilt in 2004
Year the boat was built
model

240SD

Boat model
engine

1 Engine (--)

Engine type and count
length

23.8 feet

Overall boat length
fuel

Gas

Fuel type
material

Other

Hull material
Nominal Length
23.75ft
Beam
8ft
Hull Material
other
Engine 1
Fuel Type
gasoline
Engine Year
2004
Total Power
375.0 hp

Price History

DateEventPrice
2/5/26Price increased$24,999(+0.0%)
12/24/25Price decreased$24,989(-0.0%)
10/15/25Initial price$24,999

Overview from around the web 2004 Cobalt 240SD

Customers praise the 2004 Cobalt 240SD for its sleek design and exceptional performance on the water

Many highlight its smooth handling and powerful engine, making it ideal for both cruising and watersports. The spacious and comfortable seating, along with high-quality materials, receive frequent compliments for enhancing the overall boating experience. Users also appreciate the boat’s reliability and well-thought-out features, which contribute to easy maintenance and enjoyable outings. Overall, the 2004 Cobalt 240SD is celebrated for combining style, comfort, and performance in a versatile package.

The Biggest Pros and Cons

The 2004 Cobalt 240SD is a well-regarded sport boat known for its blend of performance, comfort, and style. Here are some pros and cons to consider:

Pros

Powerful Performance: Equipped with a robust engine, the 240SD delivers strong acceleration and smooth cruising capabilities.

Spacious Layout: The design provides ample seating and storage, making it ideal for family outings or entertaining guests.

Quality Build: Cobalt is known for high-quality craftsmanship, and the 240SD features durable materials and a solid hull construction.

Comfort Features: Includes amenities such as a well-appointed cockpit, comfortable seating, and optional features like a swim platform and sunpad.

Versatility: Suitable for various water activities including cruising, watersports, and day trips.

Cons

Fuel Consumption: Given its performance-oriented engine, fuel efficiency may be lower compared to smaller or less powerful boats.

Maintenance Costs: As with many premium boats, upkeep and maintenance can be relatively higher.

Limited Overnight Accommodation: While comfortable for day use, the 240SD lacks extensive cabin space, limiting its suitability for overnight stays.

Age Consideration: Being a 2004 model, some components may require updates or refurbishment depending on condition and usage history.

Made For

The 2004 Cobalt 240SD is perfect for boating enthusiasts who value a blend of performance, comfort, and style. It's ideal for families and friends looking to enjoy a day on the water with spacious seating, smooth handling, and versatile features that cater to both leisurely cruises and water sports activities. Whether you're an experienced boater or new to boating, the 240SD offers a reliable and enjoyable experience for those seeking quality and sophistication on the water.

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$283.73/mo
$
$
Loan amount$ 24,999
OR
%

Finance your dream boat!

Use our boat payment calculator to estimate monthly payments for 2004 Cobalt 240SD. Enter your down payment, choose a loan term, and adjust the interest rate to see an instant payment estimate — ideal if you're calculating boat payments before you enquire. Wondering how much does a Bowrider cost in today's market, or how much does a Cobalt cost for similar models? This boat financing calculator helps you compare scenarios in seconds, whether you're considering used boat financing or a new purchase.
Monthly payment
$283.73/mo
$
$
Loan amount$ 24,999
OR
%

Contact River Valley Marine – Lake Minnetonka

1444 Shoreline Drive, Wayzata, MN, 55391

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1444 Shoreline Drive
Wayzata, MN 55391

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